U+1F4B3 · emoji since 2010
The credit card is plastic money for tapping and swiping. It means shopping, payments, and the easy temptation of buy now.
It headlines online hauls, retail therapy, and the half-joking pain of maxing out the card on things you wanted.
In texting, 💳️ does not carry a widely used hidden or slang meaning, so you can usually take it at face value. People send it just as it looks, to add a little visual touch or set the mood of a message. Only a handful of emoji have a separate texting code, and 💳️ is not really one of them.
Its official Unicode name is the Credit Card emoji. In everyday chat most people just call it the credit card emoji or describe what it shows. Copy and paste it from the button at the top of this page.
The 💳️ leads off a short phrase, and the rest of the words are written in cipher, every letter disguised as another emoji. Tap decipher to reveal the whole line.
Or make your own cipher in the translator.